Thinking About a BTO Before 25? The Original Four Tips
Heritage’s original BTO post covers major purchases, grants, CPF savings and deferred income assessment. Housing eligibility and CPF rules need current official checks.
The original story, slide by slide
Correction: 3.5% is not a universal CPF Ordinary Account rate. CPF lists the base OA rate as 2.5% for October–December 2026; extra interest depends on age and qualifying balances. Extra interest on OA savings goes to SA or RA. Housing grants and loan eligibility also depend on current rules and your circumstances.
Swipe or scroll sideways to read all 7 slides in order. View the original on Instagram.
The original caption
Why is everyone around me getting married already
#singapore #sghdb #hdb #bto #sgbto
A little context
Correction: 3.5% is not a universal CPF Ordinary Account rate. CPF lists the base OA rate as 2.5% for October–December 2026; extra interest depends on age and qualifying balances. Extra interest on OA savings goes to SA or RA. Housing grants and loan eligibility also depend on current rules and your circumstances.